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5 Money Saving Hacks | Tips to save Money


Saving more money is more than just a New Years Resolution. Many people probably have this on their wish list but have done little about it when it comes to spending less and choosing well. Compared to my parent’s generation, Millennials are conditioned for instant gratifications. Little do we (or I at least) think about retirement, a down payment for a house or saving for the sake of a rainy day!

Although I’m not one to splurge on a Celine regardless how coveted it is; I do like to spend on going out for dinner and a nice getaway. It is equally important to save whether you are in your 20s, 30s, etc. I wish I had started doing this earlier when I was fresh out from school.

Here are a few tips I’ve been doing to save a little more. You won’t believe how such small changes can make a big difference! I feel empowered and bashfully a little giggly seeing the improvements.



5 Money Saving Hacks | Tips to save Money



1. Put away a fixed amount of money each pay cheque: Out of sight. out of mind. By just setting aside some money each pay cheque, you will see it slowly grow. Whether it is $50 or $200, by just putting it away in an RRSP account or high interest savings account, you can save at least $1200 each year! Plus, you will be used to not spending that money, it will become second nature.


2. Cut Out Small Indulgences: We used to buy Starbucks every day before work. Sometimes, another for that mid-afternoon pick me up. Instead of buying coffee that costs $3 we have switched to making coffee at home with our Nespresso machine. If we have time, we would make a French Press. You can also a lot by switching to DIY home manicures and pedicures. You can easily save $800 each year by making this small change.


3. Meal Prep: Buying lunch every day can be costly. Lunch can cost upwards of $10-$15 each meal. Save money and meal prep. Buy in bulk either at Costco or our neighbourhood supermarket. Making your own salad and meals much cheaper and healthier. Plus you know exactly what you are putting in your body. Option to eat out instead on Fridays when you want to catch up with your team! Saving you $2000 per year!


4. Credit Card Ban: Option to use your Interac Debit card instead of a Credit . A credit card can be dangerous. Swiping plastic can feel euphoric or you be desensitized with spending future money. Instead, budget an amount in your chequing account and move the rest into a savings account. Again, out of sight. Out of mind.


5. Invest in Classics: I love shopping. But I have learnt over the years to invest in classic pieces instead of buying mid-level fashion items that goes away after a season. Or worst, falls apart after one wash. Classic and neutral tone items like this new fall sweater (100% superfine Merino wool sweater) will last a few seasons. Buy less. Choose Well.


Sometimes it’s hard to save when you live in one of the most livable cities in the world (and also the most expensive). When average house prices are one million dollars it’s hard not to shudder. But with little changes mentally and in lifestyle, it can be achievable. So next time, you won’t have to say I don’t have any savings. Now, go buy experiences and less things!

I hope these five money saving hacks are helpful. If you have any tips to save money, leave me a comment below! You know, I would like to retire before 35~ 🙂




Mackage Leather Jacket | Hudson Jeans | Levi’s Shirt | Converse






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